More than 150 organizations want Ottawa to stop using a tax credit as the gatekeeper for disability supports. People on provincial disability assistance have more at stake than most.
If your impairment began years ago, you may be able to claim the Disability Tax Credit for up to 10 past years. Here is how it works, and where claims tend to stall.
The Disability Tax Credit turns on how a condition affects everyday life, not the diagnosis. Here is what the CRA means by a marked restriction, and why the wording on your form matters.
Exceeding $7,400 doesn't end your CPP Disability (CPP-D) benefits on its own, and it isn't a hard cap. It's a threshold. In 2026, earnings below $7,400 before tax should not affect your CPP Disability benefits. Above that figure, Service Canada may take a closer look.
A denial letter from the CRA is discouraging, but it often isn't the end of the road. This post covers the main options and explains why bringing in an advocate or lawyer early can make a real difference. It's written for Canada, since the DTC is a federal program.
An offset is a clause in a long-term disability (LTD) policy that lets the insurer reduce its payment by other income you receive. CPP-D is the most common one. Your LTD insurer deducts your CPP-D payment from your LTD payment.
Supported decision-making means you make your own decisions, with help. Guardianship means someone else makes certain decisions for you. Alberta treats these as ends of a spectrum, and this guide uses Alberta's Adult Guardianship and Trusteeship Act (AGTA). Other provinces and countries differ.